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Personal Injury & Medical Malpractice Blog

Friday, September 30, 2016

Ridesharing Accidents on the Rise in New York

What are my rights if I am injured in an accident with an Uber or Lyft driver?

Ridesharing companies like Uber and Lyft are rapidly expanding their customer base and quickly taking over the traditional taxi cab industry.  While many passengers appreciate the ease and low costs associated with ridesharing services, some are troubled by the rise in the number of accidents since Uber, Lyft, and their competitors have catapulted into popularity.  Current reports indicate that the number of crashes involving for-hire vehicles has tripled in the past two years, with over 1,600 accidents occurring this past June alone.  Even more troubling, Uber drivers seem to be involved in fatal accidents at higher rates than cabs.  During May and June of 2016, there were five fatal accidents involving Uber black cars, while there were no fatal yellow taxi accidents so far this year. 

Insurance Requirements for Ridesharing Companies

With more ridesharing vehicles on the road, chances are now greater that you may be involved in an accident with a ridesharing driver at some point.  If you are hit by an Uber, Lyft, or other ridesharing vehicle, do not panic.  While ridesharing accidents can pose some complications, it is important for drivers to realize that they can successfully seek compensation from a negligent Uber, Lyft, or other ride-sharing driver that caused their injuries. 

All of the major ridesharing companies require their drivers to carry car insurance at certain minimums, set by the individual company and depending in part on state and local laws.  Additionally, ridesharing companies offer supplemental coverage that may help to cover your property damages and injuries if you are injured by a ridesharing driver.  However, depending on the ridesharing company and circumstances, supplemental insurance may not apply while the Uber or another ridesharing app is off.  During this time, only the driver’s personal insurance will apply. 

New York City has enacted stricter requirements for ridesharing companies than many other states.  Ridesharing drivers traveling in New York City must carry full-time commercial rideshare insurance.  This is good news for drivers in and around NYC in that you should be able to seek compensation for all of your damages related to the accident without fear of policy exclusions or low policy limits.  Anyone injured in a ridesharing accident should contact one of our experienced New York City car accident attorneys.


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